Benefits Advice

• Income Support
• Working Families' Tax Credit
• Jobseeker's Allowance
• Child Benefit
• Council Tax Benefit
• Housing Benefit
• Disability Living Allowance
• Incapacity Benefit
• Invalid Care Allowance
• State Pension
• SERPS (State Earnings Related Pension Scheme)
• Children's Tax Credit

Incapacity Benefit

This benefit is relevant when you are unable to claim Statutory Sick Pay. You can only claim it if you were under the state pension age when you became sick. There are various types of benefit:

To claim the basic rate of Incapacity Benefit you must have paid National Insurance for the relevant qualifying period and have been incapable of working due to sickness or disability for four days in a row (including weekends and Bank Holidays).

You can also claim if you have been off work for 28 weeks and are under 20 years old or 25 if you have been in education or training. You must also have fallen sick after turning 16 years old or 20 if you were in education.
Short term Incapacity Benefit is paid at a lower rate if you have been off work for four days or more and are no longer entitled to Statutory Sick Pay.
Short term Incapacity Benefit is paid at a higher rate if you have been off due to sickness for more than 28 weeks but fewer than 52 weeks.
Long term Incapacity Benefit is paid if you have been off work for more than 52 weeks.

Disability Living Allowance

This can be claimed if you need help to look after yourself. It doesn't affect Income Support or Jobseeker's Allowance claims. Different rates apply depending on the extent to which your disability affects you. A claim is not affected by income or savings.

Disability Living Allowance can be claimed by anyone aged at least three years old with severe difficulty in walking or anyone aged at least five years old who needs help getting around. It cannot be claimed by anyone aged 65 years or over . For a successful claim you must have needed help for three months and are likely to need it for another six months.

You may not be able to claim if you are in hospital or residential care.

For more information on this benefit contact your Local Council or Social Security Office .

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