Basic Debt Advice
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If you need to reduce your debt the first thing to sort out is your current spending - you'll never sort out your situation until you’ve stopped creating new debt!
Before you do anything else make sure that you are living within your means.
This means accounting for absolutely everything. Add up every single penny that you spend for a month and then deduct from your income. If you are still in the black your on the right track at least, if your in the red you need to reduce your expenditure right now!
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Last edited by james : Mon. at 01:28 AM.
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